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Programs

Home Ownership Training

We will provide individual counseling as you begin the path towards home ownership. You will also attend two 3-hour sessions at the MSU (Michigan State University) Extension offices in Jackson. These classes are scheduled every other month, and are mandatory for financial assistance.

Down Payment Assistance

Once you have been approved for our assistance, we can provide from $1,000 to $2,000 for your closing costs, prepaids, and down payment to purchase a home in the city of Jackson. If you are purchasing a home outside the city limits of Jackson, but within Jackson County, we will guide you in obtaining a MSHDA mortgage and down payment assistance.

Foreclosure Prevention

This program can assist you to bring your mortgage payments current if you have received a foreclosure notice. Eligible circumstances include medical emergency, divorce, and loss of employment. You must have completely recovered from the event and show that you will be able to keep your payments current.

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